The Challenge: Personal Credit. Business. Business Credit.
Start your business, structure it for funding,
and build the credit that opens doors.
Black Friday is coming. Use the time between now and then to start a business, build business credit, create an extra stream of income, and fix your personal credit at the same time.
Timeka Ashanti
For fifteen years, I've made it my work to take complicated credit information and turn it into something everyday people can actually understand and use. Along the way, I've had the honor of educating over 100,000 people on fixing their credit and building real financial literacy, and I'm the author of the Amazon bestseller The Credit Dictionary (over 100 letter templates), Wake Up, It's Time to Build Your Business Credit, The No Mail Playbook, and a growing library of financial education books.
My mission has always reached further than any single service. I want people to understand credit, understand the process, and become more financially educated, with tools they can return to long after any sale ends.
That's exactly why the Build Before Black Friday Challenge exists. My goal is simple: make credit education and financial information affordable no matter what your price point is, and give you a real next step, whether that's a DIY tool, a physical binder, a business income community, or working with me directly. School of C.R.P. is growing into more than credit education. It's becoming a home for credit, income, and business, all in one place.
BUILDING TOWARD FUNDING
Funding is the result of a foundation, so the order matters. Here is the path the challenge walks you through.
FOR THE SELF-STARTERS
You don't have to wait for someone else to start working on your credit.
School of C.R.P.'s DIY resources are designed to give you the tools, education, and systems that help you better understand and manage your own credit journey.
MORE THAN A BINDER
The Credit Repair Binder keeps your credit information, correspondence, goals, trackers, and credit-building resources together in one place, so nothing falls through the cracks.
NO NEED TO WAIT
You don't have to wait for a new year to start improving your credit, launching a business, creating additional income, building business credit, or preparing for funding. Start where you are, use what you have, and begin building toward the financial future you want.
Whether you're repairing your personal credit, starting your first business, growing an existing one, or learning how to access funding opportunities, The Income Room gives you educational resources and tools to help you take your next step.
Start now.
Build before Black Friday.
Enter the new year funding-ready.
FREE MONEY, GRANTS & FUNDING OPPORTUNITIES
Discover grant opportunities, learn how to prepare applications, and explore funding resources that may help support your business, nonprofit, family, or next big idea. Whether you're already operating a business or just getting started, The Grant Vault is designed to help you research opportunities and understand how to apply.
Grants are competitive, availability changes, and awards are never guaranteed.
MORE FROM TIMEKA
A NOTE ON BUDGET
I know times are hard. That's exactly why this challenge has more than one way in.
If you're just getting started, the DIY tools and the Credit Repair Binder make it possible to begin without a big commitment. When you're ready to build income or want hands-on guidance, the Income Room and private coaching are here too. No shame attached to wherever you're starting from, and no lesser version of the mission at any price point.
Start where you can. Learn. Build. Keep going.
Dispute resources are designed to help you review your credit information for accuracy and exercise your applicable consumer rights. No specific credit score increase, deletion, account removal, funding outcome, or loan or homeownership approval is promised or guaranteed by any product on this page. Business, income, and coaching resources are educational and supportive in nature. No specific income, revenue, or business outcome is promised or guaranteed. Business credit, funding, and grant resources are educational: no business credit approval, loan, line of credit, or funding is promised or guaranteed, grants are competitive, availability changes, and grants are competitive, availability changes, and no award is ever guaranteed. Individual results vary based on each person's unique circumstances, effort, and starting point, and no particular outcome or timeline can be guaranteed.
BUILD BEFORE BLACK FRIDAY